Recharge, Bill Payment, Instant Loan, UPI, Insurance

MobiKwik is a digital wallet that focuses on recharges and bill payments. In practice, this makes it pretty similar to the Paytm app, which most people might already be familiar with. The difference is that it doesn't include an e-commerce marketplace, and focuses only on these transactions, and there's a lot of importance given to the speed with which you can carry out your transactions, even on low-speed data connections.

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Use MobiKwik for mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, insurance payment & DTH recharge. Transfer money from bank to bank instantly. Buy digital gold, insurance, invest in mutual funds & get instant personal loan on MobiKwik. Book your bus, flight, train & travel tickets & save big. Track expenditure from all payment instruments and simplify your expenses.

You can also send the money in your Mobikwik wallet to your bank account immediately using the Immediate Payment Service (IMPS) - all you need to do is enter the account name, account number, and IFSC code. This can be used to send money to other people as well, if you want to.  

Download: https://play.google.com/store/apps/details?id=com.mobikwik_new